@article{RNTI/papers/1001484, author = {David J. Hand}, title = {Modern data analysis tools in personal financial services: a quantitative revolution}, journal = {Revue des Nouvelles Technologies de l'Information}, volume = {Data Mining et Apprentissage Statistique : application en assurance, banque et marketing, RNTI-A-1}, year = {2007}, pages = {1-8} }